By creating an account or using Credits, you agree to these terms. If you don't agree, please don't use the app.
Credits is a personal tool for tracking recurring credit card statement credits, expiring offers, and other card benefits. It is an independent project, not affiliated with, endorsed by, or sponsored by any credit card issuer, Plaid Inc., Google, or Slack Technologies, LLC.
Credits is an organizational tool, not a source of financial advice. Benefit terms, amounts, and dates are maintained on a best-effort basis and can become outdated or inaccurate if an issuer changes their program. Always verify credit and benefit details against your card issuer's official terms before relying on them.
You're responsible for the accuracy of the information you enter. Keep your sign-in access secure.
If you choose to connect a bank account via Plaid or a Google account, you authorize Credits to access the relevant data (transactions, or Google Tasks) on your behalf solely to power the app's features. Your use of Plaid and Google is also subject to their own terms of service. You can disconnect either at any time from Settings.
You agree not to:
Credits is provided "as is" and "as available," without warranties of any kind, express or implied. We don't guarantee the app will be uninterrupted, error-free, or that the benefit data it displays is complete or accurate.
To the fullest extent permitted by law, Credits and its operator are not liable for any indirect, incidental, or consequential damages arising from your use of the app, including missed credits or expired benefits. Use of the app doesn't replace your own diligence in tracking your card benefits.
You may stop using Credits and request account deletion at any time. We may suspend or terminate access for violations of these terms.
We may update these terms as the app evolves. Continued use after a change constitutes acceptance of the updated terms.
Questions about these terms? Email sanchitcop19@gmail.com.