Card Catalog

Disney Bundle Streaming Credit

Up to $7 back per month ($84/year) when using the enrolled card for a subscription to Disney+, Hulu, or ESPN purchased directly on the provider's U.S. website.

Home Chef Credit

Up to $15 back per month ($180/year) in statement credits on eligible Home Chef subscription purchases made at HomeChef.com with the enrolled card.

Purchase Protection

Covers eligible purchases against accidental damage or theft for 90 days, up to $1,000 per occurrence and $50,000 per card per calendar year. Secondary to any other applicable insurance.

Car Rental Loss and Damage Insurance

Up to $50,000 per rental agreement for theft or collision damage on rentals of 30 days or less. Must charge the entire rental to the card and decline the rental company's own CDW; secondary coverage.

Disney Bundle Streaming Credit

Up to $10 back per month ($120/year) when using the enrolled card for a subscription to Disney+, Hulu, or ESPN purchased directly on the provider's U.S. website.

Equinox+ Credit

Up to $10 back per month ($120/year) in statement credits on a stand-alone Equinox+ app membership, signed up through your Amex account and paid at equinoxplus.com.

Purchase Protection

Covers eligible purchases against accidental damage or theft for 90 days, up to $1,000 per occurrence and $50,000 per card per calendar year. Secondary to any other applicable insurance.

Return Protection

If a merchant won't accept an eligible return within 90 days of purchase, get reimbursed up to $300 per item, capped at $1,000 per card per calendar year.

Extended Warranty

Adds up to 1 extra year to eligible U.S. manufacturer warranties of 5 years or less, up to $10,000 per covered purchase and $50,000 per card per year.

Car Rental Loss and Damage Insurance

Up to $50,000 per rental agreement for theft or collision damage on rentals of 30 days or less. Must charge the entire rental to the card and decline the rental company's own CDW; secondary coverage.

Purchase Protection

Covers eligible purchases against accidental damage or theft for 90 days, up to $1,000 per occurrence and $50,000 per card per calendar year. Secondary to any other applicable insurance.

Extended Warranty

Adds up to 1 extra year to eligible U.S. manufacturer warranties of 5 years or less, up to $10,000 per covered purchase and $50,000 per card per year.

Car Rental Loss and Damage Insurance

Up to $50,000 per rental agreement for theft or collision damage on rentals of 30 days or less. Must charge the entire rental to the card and decline the rental company's own CDW; secondary coverage.

Delta Stays Credit

Up to $100 in statement credits per calendar year when you use the card to pay for a new prepaid hotel or vacation rental booked through Delta Stays.

$200 Delta Flight Credit

Receive a $200 Delta eCredit toward a future Delta flight purchase after spending $10,000 or more in eligible purchases on the card in a calendar year.

Rideshare Credit

Up to $10 back each month (max $120/year) in statement credits on eligible U.S. rideshare purchases with Uber, Lyft, Curb, and Alto; starts after your first Card renewal.

Purchase Protection

Covers eligible purchases against accidental damage or theft for 90 days, up to $1,000 per occurrence and $50,000 per card per calendar year. Secondary to any other applicable insurance.

Extended Warranty

Adds up to 1 extra year to eligible U.S. manufacturer warranties of 5 years or less, up to $10,000 per covered purchase and $50,000 per card per year.

Car Rental Loss and Damage Insurance

Up to $50,000 per rental agreement for theft or collision damage on rentals of 30 days or less. Must charge the entire rental to the card and decline the rental company's own CDW; secondary coverage.

Baggage Insurance Plan

Covers checked baggage up to $500/person and carry-on up to $1,250/person per covered trip (high-risk items like jewelry/electronics capped at $250/person). Requires paying the entire fare with the card; secondary coverage.

Delta Stays Credit

Up to $200 in statement credits per calendar year on prepaid hotel/vacation rental bookings made through Delta Stays.

Domestic Companion Certificate

A round-trip domestic Main Cabin companion certificate issued each account renewal (taxes/fees apply).

Rideshare Credit

Up to $10 back each month on eligible U.S. rideshare purchases, for up to $120/year.

Global Entry / TSA PreCheck Credit

Statement credit for a Global Entry ($120) or TSA PreCheck application fee; once every ~4 years.

Purchase Protection

Covers eligible purchases against accidental damage or theft for 90 days, up to $1,000 per occurrence and $50,000 per card per calendar year. Secondary to any other applicable insurance.

Extended Warranty

Adds up to 1 extra year to eligible U.S. manufacturer warranties of 5 years or less, up to $10,000 per covered purchase and $50,000 per card per year.

Car Rental Loss and Damage Insurance

Up to $50,000 per rental agreement for theft or collision damage on rentals of 30 days or less. Must charge the entire rental to the card and decline the rental company's own CDW; secondary coverage.

Baggage Insurance Plan

Covers checked baggage up to $500/person and carry-on up to $1,250/person per covered trip (high-risk items like jewelry/electronics capped at $250/person). Requires paying the entire fare with the card; secondary coverage.

Trip Delay Insurance

Up to $300 per covered trip when a common-carrier trip is delayed more than 12 hours, covering meals/lodging/toiletries. Max 2 claims per 12-month period; secondary coverage.

Cell Phone Protection

Up to $800 per claim (after a $50 deductible), max 2 claims per 12-month period, for damage or theft of a phone listed on a monthly wireless bill paid in full with this card.

Companion Certificate

A round-trip domestic First Class (or comparable) companion certificate issued each account renewal (taxes/fees apply).

Resy Credit

Up to $20 back each quarter on eligible purchases at U.S. Resy restaurants, added in the Feb 2025 refresh.

Purchase Protection

Premium tier: covers eligible purchases against accidental damage or theft for 90 days, up to $10,000 per occurrence and $50,000 per card per year. Secondary to any other applicable insurance.

Extended Warranty

Adds up to 1 extra year to eligible U.S. manufacturer warranties of 5 years or less, up to $10,000 per covered purchase and $50,000 per card per year.

Return Protection

If a merchant won't accept an eligible return within 90 days of purchase, get reimbursed up to $300 per item, capped at $1,000 per card per calendar year.

Car Rental Loss and Damage Insurance (Premium)

Up to $75,000 per rental agreement for vehicle damage/theft (secondary), plus separate Accidental Death & Dismemberment ($200,000/cardmember, up to $300,000/accident), Accidental Injury (up to $5,000/claimant), and Personal Property coverage (up to $1,000/claimant) while renting.

Baggage Insurance Plan (Premium)

Covers checked baggage up to $2,000/person and carry-on up to $3,000/person per covered trip (high-risk items capped at $1,000/person, overall $3,000/person/trip). Requires paying the entire fare with the card; secondary coverage.

Trip Delay Insurance

Up to $500 per covered trip when a common-carrier trip is delayed more than 6 hours, covering meals/lodging/toiletries. Max 2 claims per 12-month period; secondary coverage.

Trip Cancellation and Interruption Insurance

Up to $10,000 per covered trip and $20,000 per card per 12-month period, for both cancellation and interruption, when a prepaid non-refundable trip is cancelled or cut short for a covered reason. Secondary to travel-supplier remedies.

Cell Phone Protection

Up to $800 per claim (after a $50 deductible), max 2 claims per 12-month period, for damage or theft of a phone listed on a monthly wireless bill paid in full with this card.

Uber Cash

$10 in Uber Cash loaded monthly for U.S. Uber rides/Uber Eats orders after adding the Gold Card to your Uber account, for up to $120/year.

Dining Credit

Up to $10 in statement credits monthly at Grubhub (incl. Seamless), The Cheesecake Factory, Five Guys, Buffalo Wild Wings, and Wonder, for up to $120/year.

Resy Dining Credit

Up to $50 back each half of the year (Jan-Jun and Jul-Dec) on eligible purchases at U.S. Resy restaurants, for up to $100/year.

Dunkin' Credit

Up to $7 back monthly on purchases at U.S. Dunkin' locations, for up to $84/year.

Purchase Protection

Premium tier: covers eligible purchases against accidental damage or theft for 90 days, up to $10,000 per occurrence and $50,000 per card per year. Secondary to any other applicable insurance.

Extended Warranty

Adds up to 1 extra year to eligible U.S. manufacturer warranties of 5 years or less, up to $10,000 per covered purchase and $50,000 per card per year.

Car Rental Loss and Damage Insurance

Up to $50,000 per rental agreement for theft or collision damage on rentals of 30 days or less. Must charge the entire rental to the card and decline the rental company's own CDW; secondary coverage.

Baggage Insurance Plan

Covers checked baggage up to $500/person and carry-on up to $1,250/person per covered trip (high-risk items capped at $250/person). Requires paying the entire fare with the card; secondary coverage.

Trip Delay Insurance

Up to $300 per covered trip when a common-carrier trip is delayed more than 12 hours, covering meals/lodging/toiletries. Max 2 claims per 12-month period; secondary coverage.

CLEAR Plus Credit

Up to $100 back per calendar year toward a CLEAR Plus airport/security membership when paid with the Green Card.

Purchase Protection

Covers eligible purchases against accidental damage or theft for 90 days, up to $1,000 per occurrence and $50,000 per card per calendar year. Secondary to any other applicable insurance.

Extended Warranty

Adds up to 1 extra year to eligible U.S. manufacturer warranties of 5 years or less, up to $10,000 per covered purchase and $50,000 per card per year.

Car Rental Loss and Damage Insurance

Up to $50,000 per rental agreement for theft or collision damage on rentals of 30 days or less. Must charge the entire rental to the card and decline the rental company's own CDW; secondary coverage.

Baggage Insurance Plan

Covers checked baggage up to $500/person and carry-on up to $1,250/person per covered trip (high-risk items like jewelry/electronics capped at $250/person). Requires paying the entire fare with the card; secondary coverage.

Trip Delay Insurance

Up to $300 per covered trip when a common-carrier trip is delayed more than 12 hours, covering meals/lodging/toiletries. Max 2 claims per 12-month period; secondary coverage.

Purchase Protection

Covers eligible purchases against accidental damage or theft for 90 days, up to $1,000 per occurrence and $50,000 per card per calendar year. Secondary to any other applicable insurance.

Extended Warranty

Adds up to 1 extra year to eligible U.S. manufacturer warranties of 5 years or less, up to $10,000 per covered purchase and $50,000 per card per year.

Car Rental Loss and Damage Insurance

Up to $50,000 per rental agreement for theft or collision damage on rentals of 30 days or less. Must charge the entire rental to the card and decline the rental company's own CDW; secondary coverage.

Baggage Insurance Plan

Covers checked baggage up to $500/person and carry-on up to $1,250/person per covered trip (high-risk items like jewelry/electronics capped at $250/person). Requires paying the entire fare with the card; secondary coverage.

Annual Free Night Reward

One Hilton Honors Free Night Reward (redeemable at most Hilton properties, no points needed) issued automatically each account anniversary.

Hilton Resort Credit

Up to $100 back twice per year on eligible purchases at Hilton resort properties, for up to $200/year.

Flight Credit

Up to $50 back each quarter on eligible flight purchases made directly with an airline, for up to $200/year.

Purchase Protection

Premium tier: covers eligible purchases against accidental damage or theft for 90 days, up to $10,000 per occurrence and $50,000 per card per year. Secondary to any other applicable insurance.

Extended Warranty

Adds up to 1 extra year to eligible U.S. manufacturer warranties of 5 years or less, up to $10,000 per covered purchase and $50,000 per card per year.

Return Protection

If a merchant won't accept an eligible return within 90 days of purchase, get reimbursed up to $300 per item, capped at $1,000 per card per calendar year.

Car Rental Loss and Damage Insurance (Premium)

Up to $75,000 per rental agreement for vehicle damage/theft (secondary), plus separate Accidental Death & Dismemberment ($200,000/cardmember, up to $300,000/accident), Accidental Injury (up to $5,000/claimant), and Personal Property coverage (up to $1,000/claimant) while renting.

Baggage Insurance Plan (Premium)

Covers checked baggage up to $2,000/person and carry-on up to $3,000/person per covered trip (high-risk items capped at $1,000/person, overall $3,000/person/trip). Requires paying the entire fare with the card; secondary coverage.

Trip Delay Insurance

Up to $500 per covered trip when a common-carrier trip is delayed more than 6 hours, covering meals/lodging/toiletries. Max 2 claims per 12-month period; secondary coverage.

Trip Cancellation and Interruption Insurance

Up to $10,000 per covered trip and $20,000 per card per 12-month period, for both cancellation and interruption, when a prepaid non-refundable trip is cancelled or cut short for a covered reason. Secondary to travel-supplier remedies.

Cell Phone Protection

Up to $800 per claim (after a $50 deductible), max 2 claims per 12-month period, for damage or theft of a phone listed on a monthly wireless bill paid in full with this card.

Hilton Quarterly Statement Credit

Up to $50 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio, up to $200/year total.

Hilton Free Night Reward

Earn a Hilton Honors Free Night Reward certificate (redeemable for a standard room at most Hilton properties) after spending $15,000 in eligible purchases on the card within a calendar year.

Purchase Protection

Covers eligible purchases against accidental damage or theft for 90 days, up to $1,000 per occurrence and $50,000 per card per calendar year. Secondary to any other applicable insurance.

Extended Warranty

Adds up to 1 extra year to eligible U.S. manufacturer warranties of 5 years or less, up to $10,000 per covered purchase and $50,000 per card per year.

Car Rental Loss and Damage Insurance

Up to $50,000 per rental agreement for theft or collision damage on rentals of 30 days or less. Must charge the entire rental to the card and decline the rental company's own CDW; secondary coverage.

Baggage Insurance Plan

Covers checked baggage up to $500/person and carry-on up to $1,250/person per covered trip (high-risk items capped at $250/person). Requires paying the entire fare with the card; secondary coverage.

Annual Free Night Award

One free night award (redeemable at Marriott properties costing up to 85,000 points/night, with the option to add up to 15,000 more points) issued automatically each account anniversary.

Dining Credit

Up to $25 in statement credits each month at eligible U.S. restaurants, for up to $300/year.

Purchase Protection

Premium tier: covers eligible purchases against accidental damage or theft for 90 days, up to $10,000 per occurrence and $50,000 per card per year. Secondary to any other applicable insurance.

Extended Warranty

Adds up to 1 extra year to eligible U.S. manufacturer warranties of 5 years or less, up to $10,000 per covered purchase and $50,000 per card per year.

Return Protection

If a merchant won't accept an eligible return within 90 days of purchase, get reimbursed up to $300 per item, capped at $1,000 per card per calendar year.

Car Rental Loss and Damage Insurance (Premium)

Up to $75,000 per rental agreement for vehicle damage/theft (secondary), plus separate Accidental Death & Dismemberment ($200,000/cardmember, up to $300,000/accident), Accidental Injury (up to $5,000/claimant), and Personal Property coverage (up to $1,000/claimant) while renting.

Baggage Insurance Plan (Premium)

Covers checked baggage up to $2,000/person and carry-on up to $3,000/person per covered trip (high-risk items capped at $1,000/person, overall $3,000/person/trip). Requires paying the entire fare with the card; secondary coverage.

Trip Delay Insurance

Up to $500 per covered trip when a common-carrier trip is delayed more than 6 hours, covering meals/lodging/toiletries. Max 2 claims per 12-month period; secondary coverage.

Trip Cancellation and Interruption Insurance

Up to $10,000 per covered trip and $20,000 per card per 12-month period, for both cancellation and interruption, when a prepaid non-refundable trip is cancelled or cut short for a covered reason. Secondary to travel-supplier remedies.

Cell Phone Protection

Up to $800 per claim (after a $50 deductible), max 2 claims per 12-month period, for damage or theft of a phone listed on a monthly wireless bill paid in full with this card.

Hotel Credit (Fine Hotels + Resorts / The Hotel Collection)

Up to $300 back semi-annually on prepaid Fine Hotels + Resorts or The Hotel Collection bookings made through Amex Travel, for up to $600/year; automatic.

Airline Fee Credit

Up to $200 per calendar year in statement credits for incidental fees (checked bags, seat selection, in-flight food, etc.) charged by one airline you select each January.

Uber Cash

Up to $15 in Uber Cash loads monthly for U.S. Uber rides/Uber Eats orders after adding the card to your Uber account, plus a $20 bonus in December.

Resy Dining Credit

Up to $100 back each quarter on eligible purchases at U.S. Resy restaurants, for up to $400 per year.

Uber One Credit

Up to $120 in statement credits per calendar year after purchasing an auto-renewing Uber One membership and paying with the Platinum Card.

Digital Entertainment Credit

Up to $25 back each month on eligible subscriptions to Disney+, ESPN, Hulu, Paramount+, Peacock, YouTube Premium/TV, The New York Times, and The Wall Street Journal.

Walmart+ Credit

Statement credit covering a monthly Walmart+ membership (up to $12.95 plus tax) each month it's paid with the Platinum Card, for about $155/year.

lululemon Credit

Up to $75 back each quarter on purchases at U.S. lululemon stores and lululemon.com, for up to $300 per year.

Centurion Lounge Access

Complimentary access to the Centurion Lounge network (plus Escape Lounges and Airspace Lounges) by presenting the Platinum Card and a same-day boarding pass -- no separate enrollment. As of a July 8, 2026 policy change, includes 1 complimentary guest who must be traveling on the same flight (2 complimentary guests if the card had $75,000+ spend in the prior calendar year); additional adult guests are $50 each ($30 for children) when the allowance is exceeded.

CLEAR Plus Credit

Up to $209 in statement credits per calendar year toward a CLEAR Plus airport/security membership when paid with the Platinum Card.

Global Entry / TSA PreCheck Credit

Statement credit for a Global Entry application ($120) or, if TSA PreCheck is chosen instead, up to $85; only one credit issued per ~4-year cycle.

Delta Sky Club Access

Access to Delta Sky Club lounges when flying on a same-day Delta-marketed/operated flight, capped at 10 visits per calendar year (restored to unlimited after $75,000+ card spend in that calendar year). Up to 2 one-time guest passes can be used per visit.

Priority Pass Select Membership

Complimentary Priority Pass Select membership (1,300+ airport lounges worldwide). Requires enrolling through American Express to get the Priority Pass Select card/app; free guest allowance varies by individual lounge.

Oura Ring Credit

Up to $200 back per calendar year on an Oura Ring hardware purchase made directly at ouraring.com with the Platinum Card, after enrolling.

Equinox Credit

Up to $300 per calendar year toward an Equinox club membership or Equinox+ digital subscription; must enroll before purchasing.

Purchase Protection

Premium tier: covers eligible purchases against accidental damage or theft for 90 days, up to $10,000 per occurrence and $50,000 per card per year. Secondary to any other applicable insurance.

Return Protection

If a merchant won't accept an eligible return within 90 days of purchase, get reimbursed up to $300 per item, capped at $1,000 per card per calendar year.

Cell Phone Protection

Up to $800 per claim (after a $50 deductible), max 2 claims per 12-month period, for damage or theft of a phone listed on a monthly wireless bill paid in full with this card.

Extended Warranty

Adds up to 1 extra year to eligible U.S. manufacturer warranties of 5 years or less, up to $10,000 per covered purchase and $50,000 per card per year.

Car Rental Loss and Damage Insurance (Premium)

Up to $75,000 per rental agreement for vehicle damage/theft (secondary), plus separate Accidental Death & Dismemberment ($200,000/cardmember, up to $300,000/accident), Accidental Injury (up to $5,000/claimant), and Personal Property coverage (up to $1,000/claimant) while renting.

Premium Global Assist Hotline

When traveling 100+ miles from home, Amex arranges and pays for emergency medical transportation/evacuation if its medical team determines it's needed, plus standard travel coordination (legal/medical referrals, translation). No stated dollar cap on the medical transport piece.

Trip Cancellation and Interruption Insurance

Up to $10,000 per covered trip and $20,000 per card per 12-month period, for both cancellation and interruption, when a prepaid non-refundable trip is cancelled or cut short for a covered reason. Secondary to travel-supplier remedies.

Trip Delay Insurance

Up to $500 per covered trip when a common-carrier trip is delayed more than 6 hours, covering meals/lodging/toiletries. Max 2 claims per 12-month period; secondary coverage.

Baggage Insurance Plan (Premium)

Covers checked baggage up to $2,000/person and carry-on up to $3,000/person per covered trip (high-risk items capped at $1,000/person, overall $3,000/person/trip). Requires paying the entire fare with the card; secondary coverage.

Annual Companion Fare

After spending $6,000+ on the card during your account anniversary year, receive a $99 (plus taxes/fees) companion fare usable on Alaska/Hawaiian flights within North America, issued each account anniversary.

Alaska Lounge+ Membership Discount

$100 off the purchase of an Alaska Lounge+ membership (~$795/year) when paid for with the card; usable once per membership year.

Extended Warranty

Adds 1 year to eligible warranties of 3 years or less, up to $10,000/item and $50,000/calendar year -- figures corroborated by a card-review aggregator; an official card-specific PDF could not be retrieved.

Trip Cancellation and Interruption Insurance

Up to $1,500/trip for non-refundable prepaid costs -- figure corroborated by a card-review aggregator; an official card-specific PDF could not be retrieved.

Trip Delay Reimbursement

Up to $500/ticket when travel is delayed 12+ hours -- figure corroborated by a card-review aggregator; an official card-specific PDF could not be retrieved.

Lost/Damaged Baggage Insurance

Up to $3,000/passenger for lost or damaged baggage -- figure corroborated by a card-review aggregator; an official card-specific PDF could not be retrieved.

Extended Warranty

Adds 1 year to eligible warranties of 3 years or less, up to $10,000/item and $50,000/year -- corroborated by a card-review aggregator, not an official BofA PDF.

Purchase Protection

Up to $500/claim (lower tier than BofA's premium cards), $50,000/year, within 90 days of purchase -- corroborated by a card-review aggregator, not an official BofA PDF.

Global Entry / TSA PreCheck Credit

Statement credit of up to $100 to reimburse a Global Entry or TSA PreCheck application fee; once every 4 years.

Airline Incidental Credit

Up to $100 per calendar year in statement credits for airline incidental fees (checked bags, seat upgrades, in-flight food/drinks, etc.) on a U.S. airline of your choice, charged to the card. Applied automatically -- no need to designate a carrier in advance.

Trip Cancellation and Interruption Insurance

Up to $2,500 for non-refundable prepaid costs when a trip is cancelled or cut short for a covered reason; requires charging all or part of the trip cost to the card.

Trip Delay Reimbursement

Up to $500 per ticket when a covered trip is delayed more than 12 hours.

Baggage Delay Insurance

Up to $100/day (max 5 days, $500 total) for essential items when checked baggage is delayed.

Lost Luggage Reimbursement

Up to $3,000 per covered trip ($2,000/bag for New York residents) for lost, damaged, or stolen baggage.

Auto Rental Collision Damage Waiver

Secondary in all territories (personal auto insurance pays first); pays the vehicle's actual cash value on domestic rentals up to 15 days, international up to 31 days. Must decline the rental agency's own CDW and charge the full rental to the card.

Purchase Protection

Covers new purchases against damage or theft for 90 days, up to $500/item and $50,000/year.

Extended Warranty Protection

Adds 1 year to eligible U.S. manufacturer warranties of 3 years or less, up to $10,000/item and $50,000/year.

Purchase Protection

Covers new purchases against damage or theft for 90 days, up to $500/item and $50,000/year.

Extended Warranty Protection

Adds 1 year to eligible U.S. manufacturer warranties of 3 years or less, up to $10,000/item and $50,000/year.

Anniversary Bonus Points

5,000 TrueBlue bonus points deposited automatically each account anniversary.

Travel Accident Insurance

Up to $250,000 for accidental loss of life or limb while traveling on a common carrier with the fare charged to the card.

Trip Delay Reimbursement

Up to $300 for hotel, meals, and transportation when a covered trip is delayed 6+ hours on a licensed common carrier.

Baggage Delay Insurance

Up to $100/day (max 3 days, $300 total) when checked baggage is delayed more than 12 hours.

Bilt Travel Hotel Credit

$50 statement credit toward hotel bookings of 2+ nights made through the Bilt Travel Portal, issued twice per calendar year (Jan-Jun and Jul-Dec), up to $100/year total.

Cellular Wireless Telephone Protection

Up to $800 per claim (after a $50 deductible), max 2 claims and $1,000 total per 12-month period, when the monthly phone bill is paid with the card.

Purchase Assurance

Covers new purchases against loss or damage for 90 days, up to $1,000/loss and $50,000/account per 12-month period.

MasterRental Auto Rental Insurance

Secondary CDW coverage on rentals up to 31 days, paying repair/replacement cost less depreciation (no flat cap); also covers up to $500/incident in rental-company loss-of-use charges.

Trip Delay Protection

Up to $300/trip (1 claim per 12-month period) for reasonable expenses when travel is delayed 6+ hours.

Trip Cancellation and Interruption Protection

Up to $2,000/covered trip and $5,000/account per 12-month period for non-refundable prepaid costs when a trip is cancelled or cut short for a covered reason.

Lost or Damaged Luggage Protection

Up to $1,500/incident (max 2 claims per 12-month period) for lost or damaged luggage.

Extended Warranty

Doubles the manufacturer's warranty (up to 24 additional months) on warranties of 24 months or less, up to $10,000/claim.

Extended Warranty

Adds 1 year to eligible warranties of 2 years or less, up to $10,000/claim and $50,000/cardholder.

Purchase Security

Covers new purchases against theft or damage for 90 days, up to $1,000/claim and $25,000 per 12-month period.

Price Protection

If a lower price is found in print or online (non-auction) within 120 days of purchase, get reimbursed the difference, up to $250/item and $1,000/year. Notably still active -- many issuers discontinued this benefit.

Auto Rental Collision Damage Waiver

Secondary domestically / primary outside your home country; pays actual cash value of the vehicle (no flat cap), on rentals up to 31 days.

Baggage Delay Reimbursement

Up to $100/day (max 3 days, $300 total) when checked baggage is delayed 4+ hours.

Lost Luggage Reimbursement

Up to $3,000/covered trip ($2,000/bag for NY residents) for lost, damaged, or stolen baggage.

Travel Accident Insurance

Up to $1,000,000 for accidental loss of life or two or more limbs (scaled down for lesser losses) while traveling on a common carrier with the fare charged to the card.

Trip Cancellation and Interruption Insurance

Up to $1,500 per insured person for non-refundable prepaid costs when a trip is cancelled or cut short for a covered reason.

Trip Cancellation and Interruption Insurance

Up to $1,500 per insured person for non-refundable prepaid costs when a trip is cancelled or cut short for a covered reason.

Travel Accident Insurance

Up to $1,000,000 for accidental loss of life or two or more limbs (scaled down for lesser losses) while traveling on a common carrier with the fare charged to the card.

Lost Luggage Reimbursement

Up to $3,000/covered trip ($2,000/bag for NY residents) for lost, damaged, or stolen baggage.

Baggage Delay Reimbursement

Up to $100/day (max 3 days, $300 total) when checked baggage is delayed 4+ hours.

Auto Rental Collision Damage Waiver

Secondary domestically / primary outside your home country; pays actual cash value of the vehicle (no flat cap), on rentals up to 31 days.

Price Protection

If a lower price is found in print or online (non-auction) within 120 days of purchase, get reimbursed the difference, up to $250/item and $1,000/year.

Purchase Security

Covers new purchases against theft or damage for 90 days, up to $1,000/claim and $25,000 per 12-month period.

Extended Warranty

Adds 1 year to eligible warranties of 2 years or less, up to $10,000/claim and $50,000/cardholder.

Trip Cancellation and Interruption Insurance

Up to $1,500 per insured person for non-refundable prepaid costs when a trip is cancelled or cut short for a covered reason.

Travel Accident Insurance

Up to $1,000,000 for accidental loss of life or two or more limbs (scaled down for lesser losses) while traveling on a common carrier with the fare charged to the card.

Lost Luggage Reimbursement

Up to $3,000/covered trip ($2,000/bag for NY residents) for lost, damaged, or stolen baggage.

Baggage Delay Reimbursement

Up to $100/day (max 3 days, $300 total) when checked baggage is delayed 4+ hours.

Auto Rental Collision Damage Waiver

Secondary domestically / primary outside your home country; pays actual cash value of the vehicle (no flat cap), on rentals up to 31 days.

Price Protection

If a lower price is found in print or online (non-auction) within 120 days of purchase, get reimbursed the difference, up to $250/item and $1,000/year.

Purchase Security

Covers new purchases against theft or damage for 90 days, up to $1,000/claim and $25,000 per 12-month period.

Extended Warranty

Adds 1 year to eligible warranties of 2 years or less, up to $10,000/claim and $50,000/cardholder.

Global Entry / TSA PreCheck Credit

Statement credit of up to $100 to reimburse a Global Entry or TSA PreCheck application fee; once every 4 years.

Travel Accident Insurance

Automatic AD&D coverage while riding as a passenger on a common carrier charged to the card: $250,000 for accidental loss of life, both eyes, or speech and hearing, with proportionally smaller fixed amounts for lesser losses (e.g. $125,000 for one eye/speech/hearing, $62,500 for thumb and index finger of the same hand).

Lost Luggage Reimbursement

Reimburses the gap between the airline/common-carrier's payment and the claimed value of lost or misdirected checked or carry-on baggage, up to $3,000 per covered trip ($2,000 per bag for New York residents).

Auto Rental Collision Damage Waiver

Reimburses theft or collision damage up to the rental vehicle's Actual Cash Value on rentals of 31 consecutive days or less; must decline the rental company's own CDW/LDW. No vehicle-price ceiling stated at this tier (compare Venture X's $75,000 MSRP cap).

Purchase Security

Covers new retail purchases for 90 days against a specific peril list only -- fire/smoke/lightning/explosion/riot/vandalism, windstorm/hail/sleet/snow, aircraft/spacecraft/vehicle damage, accidental water/steam discharge, sudden electrical damage, or theft (not general accidental damage) -- up to $500 per claim and $50,000 per cardholder per year.

Extended Warranty Protection

Doubles the manufacturer's warranty by up to 1 additional year on eligible U.S. warranties of 3 years or less, up to $10,000 per claim and $50,000 per cardholder.

Global Entry / TSA PreCheck Credit

Statement credit of up to $120 to reimburse a Global Entry or TSA PreCheck application fee; once every 4 years.

Hertz President's Circle Status

Complimentary Hertz Gold Plus Rewards President's Circle elite status: widest vehicle selection, one complimentary car-class upgrade (up to full-size), and a dedicated President's Circle service line. Must enroll through Capital One -- Hertz.com won't automatically recognize eligibility.

Capital One Travel Credit

$300 in statement credits each Cardmember anniversary year for bookings made through Capital One Travel.

Anniversary Bonus Miles

10,000 bonus miles deposited automatically each Cardmember anniversary year.

Auto Rental Collision Damage Waiver

Reimburses theft or collision damage up to the Actual Cash Value of rental vehicles with an original MSRP up to $75,000 when new, on rentals of 15 consecutive days within the renter's country of residence or 31 days outside it; must decline the rental company's own CDW/LDW.

Travel Accident Insurance

Automatic AD&D coverage while riding as a passenger on a common carrier charged to the card: $1,000,000 for accidental loss of life, both eyes, or speech and hearing, with proportionally smaller fixed amounts for lesser losses.

Lost Luggage Reimbursement

Reimburses the gap between the airline/common-carrier's payment and the claimed value of lost or misdirected checked or carry-on baggage, up to $3,000 per covered trip ($2,000 per bag for New York residents).

Trip Delay Reimbursement

Reimburses reasonable additional expenses (meals, lodging) up to $500 per ticket (one claim per covered trip) when a trip is delayed more than 6 hours or requires an unexpected overnight stay.

Trip Cancellation and Interruption Insurance

Reimburses up to $2,000 per Insured Person for non-refundable common-carrier tickets when a trip is cancelled or cut short due to death, injury, or illness of the traveler or an immediate family member, or the carrier's financial insolvency.

Cellular Telephone Protection

Reimburses cell phone repair/replacement after theft, damage, or involuntary/accidental parting, up to $800 per claim (max 2 claims, $1,600 total, per 12-month period) less a $50 deductible per claim; requires paying the monthly wireless bill with the card.

Return Protection

Reimburses up to $300 per item (annual max $1,000 per account) when a retailer won't accept an eligible return within 90 days of purchase.

Extended Warranty Protection

Doubles the manufacturer's warranty by up to 1 additional year on eligible U.S. warranties of 3 years or less, up to $10,000 per claim and $50,000 per cardholder.

Purchase Security

Covers new retail purchases against damage or theft for 90 days, up to $10,000 per claim and $50,000 per cardholder per year -- a broader peril list and a 20x higher cap than the standard Visa Signature version of this benefit.

Trip Cancellation and Interruption Insurance

Up to $1,500 per insured person for non-refundable prepaid costs when a trip is cancelled or cut short for a covered reason.

Travel Accident Insurance

Up to $1,000,000 for accidental loss of life or two or more limbs (scaled down for lesser losses) while traveling on a common carrier with the fare charged to the card.

Lost Luggage Reimbursement

Up to $3,000/covered trip ($2,000/bag for NY residents) for lost, damaged, or stolen baggage.

Baggage Delay Reimbursement

Up to $100/day (max 3 days, $300 total) when checked baggage is delayed 4+ hours.

Auto Rental Collision Damage Waiver

Secondary domestically / primary outside your home country; pays actual cash value of the vehicle (no flat cap), on rentals up to 31 days.

Price Protection

If a lower price is found in print or online (non-auction) within 120 days of purchase, get reimbursed the difference, up to $250/item and $1,000/year.

Purchase Security

Covers new purchases against theft or damage for 90 days, up to $1,000/claim and $25,000 per 12-month period.

Extended Warranty

Adds 1 year to eligible warranties of 2 years or less, up to $10,000/claim and $50,000/cardholder.

Travel Together Ticket

Spend $30,000 on the card within a calendar year to earn a Travel Together Ticket good for a companion seat (or 50% off a solo reward redemption) on a BA-marketed reward flight; valid for 2 years, one per calendar year.

Reward Flight Statement Credit

Statement credit toward taxes/fees on a British Airways reward-flight booking -- $100 for Economy/Premium Economy or $200 for Business/First -- usable up to 3 times per calendar year, capped at $600/year total.

Instacart Credit

Auto Rental Collision Damage Waiver

Covers theft/collision damage on rentals, secondary to personal insurance -- corroborated by a single third-party aggregator, not directly confirmed on Chase's own page.

Baggage Delay Insurance

Up to $100/day (max 3 days, $300 total) for essential items when checked baggage is delayed more than 6 hours by a common carrier.

Purchase Protection

Covers new purchases against damage or theft for 120 days (90 in NY), up to $500/item.

Lost Luggage Reimbursement

Up to $3,000/traveler (NY: $2,000/bag, $10,000/trip) to repair or replace lost, damaged, or stolen baggage.

Extended Warranty Protection

Adds 1 year to eligible manufacturer warranties of 3 years or less (up to 4 years total coverage). No dollar cap confirmed for this specific card.

Complimentary DashPass Membership

New cardholders get 6 months of complimentary DashPass membership; must activate between 2/1/2025 and 12/31/2027, then auto-renews unless cancelled.

DoorDash Quarterly Non-Restaurant Credit

While enrolled in DashPass and using the card, get $10 off one qualifying non-restaurant DoorDash order each calendar quarter through Dec 31, 2027.

Cell Phone Protection

Up to $800 per claim (after a $50 deductible), max 2 claims and $1,000 total per 12-month period, for theft or damage to a phone listed on a monthly wireless bill paid in full with this card.

Extended Warranty Protection

Adds 1 year to eligible U.S. manufacturer warranties of 3 years or less, up to $10,000/item and $50,000/account.

Purchase Protection

Covers new purchases against damage or theft for 120 days (90 in NY), up to $500/item and $50,000/account.

Trip Cancellation and Interruption Insurance

Up to $1,500/traveler and $6,000/trip for non-refundable prepaid costs when a trip is cancelled or cut short for a covered reason. Secondary coverage.

Auto Rental Collision Damage Waiver

Up to $60,000 for theft/collision damage. Secondary coverage in the US (primary outside the US).

Trip Cancellation and Interruption Insurance

Up to $1,500/traveler and $6,000/trip for non-refundable prepaid costs when a trip is cancelled or cut short for a covered reason. Secondary coverage.

Purchase Protection

Covers new purchases against damage or theft for 120 days (90 in NY), up to $500/item and $50,000/account.

Extended Warranty Protection

Adds 1 year to eligible U.S. manufacturer warranties of 3 years or less, up to $10,000/item and $50,000/account.

Auto Rental Collision Damage Waiver

Up to $60,000 for theft/collision damage. Secondary coverage in the US (primary outside the US, and primary domestically if you carry no other auto insurance).

Annual Spend Statement Credit

$100 statement credit (plus 10,000 bonus points) after spending $20,000 on the card in a calendar year.

Anniversary Free Night Certificate

One free night certificate (redeemable at IHG hotels costing up to 40,000 points/night) issued automatically each account anniversary year.

Instacart Credit

Global Entry / TSA PreCheck / NEXUS Credit

Statement credit of up to $120 to reimburse a Global Entry, TSA PreCheck, or NEXUS application fee charged to the card; available once every four years.

United TravelBank Cash

Up to $50 in United TravelBank cash each calendar year after registering the IHG Premier card with a United MileagePlus account.

Trip Cancellation and Interruption Insurance

Up to $5,000/traveler and $10,000/trip for non-refundable prepaid costs when a trip is cancelled or cut short for a covered reason. Secondary coverage.

Travel Accident Insurance

Up to $500,000 accidental death & dismemberment coverage when travel is charged to the card.

Lost Luggage Reimbursement

Up to $3,000/traveler to repair or replace lost, damaged, or stolen baggage.

Baggage Delay Insurance

Up to $100/day (max 3 days, $300 total) for essential items when checked baggage is delayed more than 6 hours by a common carrier.

Auto Rental Collision Damage Waiver

Covers theft/collision damage on rentals; secondary to your personal auto insurance in the US. No fixed dollar cap confirmed.

Purchase Protection

Covers new purchases against damage or theft for 120 days (90 in NY), up to $500/item.

Extended Warranty Protection

Adds 1 year to eligible manufacturer warranties of 3 years or less (up to 4 years total coverage). No dollar cap confirmed for this specific card.

Purchase Protection

Covers new purchases against damage or theft for 120 days (90 in NY), up to $500/item and $50,000/account.

Trip Delay Reimbursement

Up to $500 per covered traveler when common-carrier travel is delayed more than 12 hours or requires an overnight stay.

Baggage Delay Insurance

Up to $100/day (max 5 days, $500 total) for essential purchases when checked baggage is delayed over 6 hours.

Lost Luggage Reimbursement

Up to $3,000 per covered traveler ($2,000/bag, $10,000/trip for New York residents) for lost, damaged, or stolen baggage.

Auto Rental Collision Damage Waiver

Reimburses theft or collision damage to most rental vehicles on rentals up to 31 days; must decline the rental company's own collision insurance and charge the full rental to the card. Secondary coverage in the US.

Annual Free Night Award

Automatically issued each year on your account anniversary (after fee payment), redeemable at Marriott Bonvoy hotels costing up to 35,000 points/night.

Instacart Credit

Baggage Delay Insurance

Up to $100/day (max 5 days, $500 total) for essential items when checked baggage is delayed more than 6 hours by a common carrier.

Trip Delay Reimbursement

Up to $500/traveler for reasonable expenses when travel is delayed more than 12 hours or requires an overnight stay.

Lost Luggage Reimbursement

Up to $3,000/traveler (NY: $2,000/bag, $10,000/trip) to repair or replace lost, damaged, or stolen baggage.

Travel Accident Insurance

Up to $500,000 accidental death & dismemberment coverage when travel is charged to the card.

Auto Rental Collision Damage Waiver

Covers theft/collision damage on rentals; secondary to your personal auto insurance in the US. No fixed dollar cap confirmed.

Purchase Protection

Covers new purchases against damage or theft for 120 days (90 in NY), up to $500/item.

Extended Warranty Protection

Adds 1 year to eligible manufacturer warranties of 3 years or less (up to 4 years total coverage). No dollar cap confirmed for this specific card.

Auto Rental Collision Damage Waiver

Up to $60,000 for theft/collision damage. Secondary coverage in the US (primary outside the US, and primary domestically if you carry no other auto insurance).

Extended Warranty Protection

Adds 1 year to eligible U.S. manufacturer warranties of 3 years or less, up to $10,000/item and $50,000/account.

Purchase Protection

Covers new purchases against damage or theft for 120 days (90 in NY), up to $500/item and $50,000/account.

Trip Cancellation and Interruption Insurance

Up to $1,500/traveler and $6,000/trip for non-refundable prepaid costs when a trip is cancelled or cut short for a covered reason. Secondary coverage.

Chase Travel Hotel Credit

Up to $100 in statement credits each account anniversary year for hotel stays booked through Chase Travel; applied automatically, does not carry over if unused.

DoorDash Monthly Promo Credit

Up to $10 off one DoorDash order per month on groceries/daily essentials (up to $120/year) while DashPass membership is active; scheduled through 12/31/2027.

DoorDash DashPass Membership

Complimentary DashPass membership (a $120/year value) providing $0 delivery fees and reduced service fees on eligible DoorDash orders; requires activation.

Apple TV Subscription

One year of complimentary Apple TV (a $156 value) when activated through the Chase Benefits & Rewards portal by December 31, 2026; a limited-time promotional benefit.

Global Entry / TSA PreCheck / NEXUS Credit

Statement credit of up to $120 as reimbursement for a Global Entry, TSA PreCheck, or NEXUS application fee charged to the card; available once every four years.

Trip Cancellation and Interruption Insurance

Up to $10,000/traveler and $20,000/trip ($40,000/account per 12-month period) for non-refundable prepaid costs when a trip is cancelled or cut short for a covered reason. Secondary coverage.

Trip Delay Reimbursement

Up to $500/traveler per trip for reasonable expenses (meals, lodging) when travel is delayed more than 12 hours or requires an overnight stay.

Baggage Delay Insurance

Up to $100/day (max 5 days, $500 total) for essential items when checked baggage is delayed more than 6 hours by a common carrier. Secondary coverage.

Lost Luggage Reimbursement

Up to $3,000/traveler per trip to repair or replace lost, damaged, or stolen checked/carry-on baggage (sub-limits of $500 for jewelry/watches and $500 for electronics).

Purchase Protection

Covers new purchases against damage or theft for 120 days (90 in NY), up to $500/item and $50,000/account. Secondary/excess to other insurance.

Extended Warranty Protection

Adds 1 year to eligible U.S. manufacturer warranties of 3 years or less, up to $10,000/item and $50,000/account.

Auto Rental Collision Damage Waiver

Up to $60,000 for theft/collision damage. Primary coverage in the US and abroad (in NY, primary only if you don't carry personal auto insurance). Must decline the rental company's own CDW/LDW.

Travel Accident Insurance

Accidental death & dismemberment coverage: $100,000 for 24-hour trip coverage, or $500,000 when the accident occurs on a common carrier (plane, train, etc.) with the fare charged to the card.

DoorDash DashPass Membership

Complimentary DashPass membership (a $120/year value) providing $0 delivery fees on eligible DoorDash orders; requires activation.

Lyft Credit

Up to $10 in Lyft credit monthly, added in the Oct 2024 refresh; requires linking the card in the Lyft app.

StubHub / viagogo Credit

Up to $150 back twice a year on purchases at StubHub or viagogo, for up to $300/year; added in the Oct 2024 refresh.

Annual Travel Credit

$300 in statement credits per calendar year, automatically applied against travel purchases (broadly defined) charged to the card.

Global Entry / TSA PreCheck / NEXUS Credit

Statement credit of up to $120 to reimburse a Global Entry, TSA PreCheck, or NEXUS application fee; once every 4 years.

Emergency Medical and Dental Benefit

Reimburses emergency medical/dental treatment while traveling up to $2,500 per trip (subject to a $50 deductible per traveler per trip); if hospitalized, an additional $75/day for up to 5 days toward a hotel room after release. Secondary coverage. A Visa Infinite-tier benefit not present on Sapphire Preferred.

Emergency Evacuation and Transportation

Covers emergency medical evacuation and transportation expenses up to $100,000 when seriously sick or injured while traveling; up to $1,000 to return remains to the country of primary residence if the traveler dies during the trip. A Visa Infinite-tier benefit not present on Sapphire Preferred.

Roadside Assistance

Up to $50 covered per service event (towing, jump-start, lockout, tire change, fuel delivery, winching), max 4 events per year -- a real reimbursement benefit, not the pure pay-per-use dispatch service on some other Chase cards.

Travel Accident Insurance

Accidental death & dismemberment coverage: $100,000 for 24-hour trip coverage, or $1,000,000 when the accident occurs on a common carrier (plane, train, etc.) with the fare charged to the card -- double Sapphire Preferred's $500,000 common-carrier cap. Partial losses (e.g. one hand or eye) pay 50%, thumb+index finger pays 25%.

Auto Rental Collision Damage Waiver

Up to $75,000 for theft/collision damage, on rentals up to 31 days. Primary coverage in the US and abroad (in NY, primary unless you carry personal auto insurance). Must decline the rental company's own CDW/LDW. Higher cap than Sapphire Preferred's $60,000.

Return Protection

If a merchant won't accept an eligible return within 90 days of purchase, get reimbursed the item's purchase price up to $500/item, capped at $1,000 per 12-month period per account. Secondary coverage.

Extended Warranty Protection

Adds 1 year to eligible U.S. manufacturer warranties of 3 years or less, up to $10,000/item and $50,000/account.

Purchase Protection

Covers new purchases against damage or theft for 120 days (90 in NY), up to $10,000/item and $50,000/calendar year. Secondary/excess to other insurance.

Lost Luggage Reimbursement

Up to $3,000/traveler per trip to repair or replace lost, damaged, or stolen checked/carry-on baggage (NY: $2,000/bag, $10,000/trip for all travelers); sub-limits of $500 for jewelry/watches and $500 for cameras/electronics.

Baggage Delay Insurance

Up to $100/day (max 5 days, $500 total) for essential items when checked baggage is delayed more than 6 hours by a common carrier. Secondary coverage.

Trip Delay Reimbursement

Up to $500/traveler per trip for reasonable expenses (meals, lodging, toiletries, medication) when travel is delayed more than 6 hours or requires an overnight stay -- a lower/better threshold than Sapphire Preferred's 12 hours.

Trip Cancellation and Interruption Insurance

Up to $10,000/traveler, $20,000/trip for all travelers, and $40,000/account per 12-month period for non-refundable prepaid costs when a trip is cancelled or cut short for a covered reason. Secondary coverage.

Companion Pass Qualifying Points Boost

A one-time boost of 10,000 Companion Pass qualifying points deposited each calendar year, helping cardholders reach the 135,000-point Companion Pass threshold.

Anniversary 10% Discount Code

A 10% off promotion code (excludes Basic fares) issued each Cardmember anniversary, valid for one year from the date it is delivered.

Inflight Purchase Credit

25% back as a statement credit on inflight drinks and WiFi purchased with the card on Southwest flights; credited automatically.

Anniversary Bonus Points

3,000 Rapid Rewards bonus points deposited automatically each account anniversary year.

Auto Rental Collision Damage Waiver

Covers theft/collision damage on rentals, secondary coverage -- corroborated by a single third-party aggregator, not directly confirmed on Chase's own page.

Baggage Delay Insurance

Up to $100/day (max 3 days, $300 total) for essential items when checked baggage is delayed more than 6 hours by a common carrier.

Purchase Protection

Covers new purchases against damage or theft for 120 days (90 in NY), up to $500/item.

Lost Luggage Reimbursement

Up to $3,000/traveler (NY: $2,000/bag, $10,000/trip) to repair or replace lost, damaged, or stolen baggage.

Extended Warranty Protection

Adds 1 year to eligible manufacturer warranties of 3 years or less (up to 4 years total coverage). No dollar cap confirmed for this specific card.

Anniversary 15% Discount Code

One 15% discount promo code toward a future Southwest flight (excludes Basic fares), issued each account anniversary year.

Anniversary Bonus Points

6,000 Rapid Rewards bonus points deposited automatically each account anniversary year.

Travel Accident Insurance

Up to $500,000 for accidental loss of life or limb while traveling on a common carrier with the fare charged to the card.

Purchase Protection

Covers new purchases against damage or theft for 120 days, up to $500/item and $50,000/account. Figure carried over from this catalog's Southwest Plus/Priority rows -- Chase's own product page names this benefit but doesn't restate the dollar caps for Premier specifically.

Extended Warranty Protection

Adds 1 year to eligible U.S. manufacturer warranties of 3 years or less, up to $10,000/item and $50,000/account. Figure carried over from this catalog's Southwest Priority row -- not independently re-confirmed for Premier.

Lost Luggage Reimbursement

Up to $3,000 per covered trip ($2,000/bag for New York residents) for lost, damaged, or stolen baggage. Figure carried over from this catalog's Southwest Plus/Priority rows -- not independently re-confirmed for Premier.

Baggage Delay Insurance

Up to $100/day (max 3 days, $300 total) when checked baggage is delayed 4+ hours. Figure carried over from this catalog's Southwest Priority row -- not independently re-confirmed for Premier.

Auto Rental Collision Damage Waiver

Up to $60,000 for theft/collision damage. Secondary in the US, primary outside the US. Figure carried over from this catalog's Southwest Priority row -- not independently re-confirmed for Premier.

Annual Southwest Travel Credit

$75 in statement credits each Cardmember anniversary year for Southwest purchases.

Anniversary Bonus Points

7,000 Rapid Rewards bonus points deposited automatically each account anniversary year.

Travel Accident Insurance

Accidental death & dismemberment coverage: $100,000 for 24-hour trip coverage, or $500,000 when the accident occurs on a common carrier (plane, train, etc.) with the fare charged to the card -- also independently confirmed on the card's own marketing page. Partial losses (e.g. one hand or eye) pay 50%, thumb+index finger pays 25%.

Purchase Protection

Covers new purchases against damage or theft for 120 days (90 in NY), up to $500/item.

Lost Luggage Reimbursement

Up to $3,000/traveler per trip to repair or replace lost, damaged, or stolen checked/carry-on baggage (NY: $2,000/bag, $10,000/trip for all travelers); sub-limits of $500 for jewelry/watches and $500 for cameras/electronics.

Extended Warranty Protection

Adds 1 year to eligible U.S. manufacturer warranties of 3 years or less, up to $10,000/item and $50,000/account.

Baggage Delay Insurance

Up to $100/day (max 3 days, $300 total) for essential items when checked baggage is delayed more than 6 hours by a common carrier.

Auto Rental Collision Damage Waiver

Up to $60,000 for theft/collision damage. Secondary coverage in the US (primary outside the US, and primary domestically if you carry no other auto insurance).

JSX Flight Credit

Up to $100 back each Cardmember anniversary year for flights booked directly with semi-private airline JSX using the card.

United Club One-Time Passes

Two United Club one-time lounge passes granted after account opening and again every 12 months the account remains open.

Inflight Purchase Credit

25% back as a statement credit on food, beverages and WiFi purchased onboard United-operated flights (and United Club premium drinks) with the card.

Global Entry / TSA PreCheck / NEXUS Credit

Statement credit of up to $120 to reimburse a Global Entry, TSA PreCheck, or NEXUS application fee charged to the card; available once every four years.

United TravelBank Cash

$100 in United TravelBank cash after spending $10,000 on the card within a calendar year; usable toward future United ticket purchases.

Trip Cancellation and Interruption Insurance

Up to $1,500/traveler and $6,000/trip for non-refundable prepaid costs when a trip is cancelled or cut short for a covered reason. Secondary coverage.

Trip Delay Reimbursement

Up to $500/traveler per trip for reasonable expenses (meals, lodging) when travel is delayed more than 12 hours or requires an overnight stay.

Baggage Delay Insurance

Up to $100/day (max 3 days, $300 total) for essential items when checked baggage is delayed more than 6 hours by a common carrier. Secondary coverage.

Lost Luggage Reimbursement

Up to $3,000/traveler per trip to repair or replace lost, damaged, or stolen checked/carry-on baggage.

Purchase Protection

Covers new purchases against damage or theft for 120 days (90 in NY), up to $10,000/item and $50,000/calendar year. Secondary/excess to other insurance.

Extended Warranty Protection

Adds 1 year to eligible U.S. manufacturer warranties of 3 years or less, up to $10,000/item and $50,000/calendar year.

Auto Rental Collision Damage Waiver

Up to $60,000 for theft/collision damage. Primary coverage in the US and abroad. Must decline the rental company's own CDW/LDW.

Travel Accident Insurance

Accidental death & dismemberment coverage: $100,000 for 24-hour trip coverage, or $500,000 when the accident occurs on a common carrier with the fare charged to the card.

Roadside Assistance

Up to $50 reimbursed per service event (towing, jump-start, lockout, tire change), max 4 events per year -- a real reimbursement benefit, unlike the pay-per-use dispatch service on lower-tier Chase cards.

Trip Cancellation and Interruption Insurance

Up to $1,500/traveler and $6,000/trip for non-refundable prepaid costs when a trip is cancelled or cut short for a covered reason. Secondary coverage.

Auto Rental Collision Damage Waiver

Up to $60,000 for theft/collision damage. Secondary coverage in the US (primary outside the US) -- notably weaker than United Explorer's primary domestic coverage.

Extended Warranty Protection

Adds 1 year to eligible U.S. manufacturer warranties of 3 years or less, up to $10,000/item and $50,000/account.

Purchase Protection

Covers new purchases against damage or theft for 120 days (90 in NY), up to $500/item and $50,000/account.

Anniversary Free Night Award

One free night award good at any Category 1-4 Hyatt hotel or resort, granted automatically every year after the cardmember's account anniversary date; no spend requirement.

Qualifying Night Credits

5 elite-qualifying night credits toward World of Hyatt tier status granted each calendar year, plus 2 additional credits for every $5,000 spent on the card.

Spend-Threshold Free Night Award

An extra free night award good at any Category 1-4 Hyatt hotel or resort, earned after spending $15,000 on the card within a calendar year.

Instacart Credit

Purchase Protection

Covers new purchases against damage or theft for around 120 days, up to roughly $500/item and $50,000/account -- figures corroborated by a card-review aggregator, not directly confirmed on Chase's own page.

Trip Cancellation and Interruption Insurance

Up to $5,000/traveler and $10,000/trip for non-refundable prepaid costs when a trip is cancelled or cut short for a covered reason. Secondary coverage.

Trip Delay Reimbursement

Up to $500/traveler for reasonable expenses when travel is delayed more than 12 hours or requires an overnight stay.

Baggage Delay Insurance

Up to $100/day (max 5 days, $500 total) for essential items when checked baggage is delayed more than 6 hours by a common carrier.

Lost Luggage Reimbursement

Up to $3,000/traveler to repair or replace lost, damaged, or stolen checked/carry-on baggage.

Travel Accident Insurance

Up to $500,000 accidental death & dismemberment coverage when travel is charged to the card.

Auto Rental Collision Damage Waiver

Covers theft/collision damage on rentals; secondary to your personal auto insurance in the US. No fixed dollar cap confirmed.

Auto Rental Collision Damage Waiver

Up to $50,000 toward repair cost or the car's cash value when you decline the rental company's own collision/loss damage coverage. Secondary coverage in the US.

Purchase Protection

Covers new purchases against damage or theft for 120 days, up to $1,000/item and $50,000/year. Excludes boats, cars, aircraft, consumables, gift cards, tickets, and items bought for resale.

Damage and Theft Purchase Protection

Covers new purchases against damage or theft for 90 days from purchase/delivery, up to $1,000/incident and $50,000/calendar year. Sourced from Citi's official core ThankYou Guide to Protection Benefits (CRE104); the exact deep-link PDF URL wasn't captured, only the cardbenefits.citi.com portal it lives on.

Extended Warranty

Adds 24 months to eligible manufacturer warranties, up to $10,000/item, capped at 7 years total coverage from the original purchase date. Sourced from Citi's official core ThankYou Guide to Protection Benefits (CRE104); the exact deep-link PDF URL wasn't captured, only the cardbenefits.citi.com portal it lives on.

Extended Warranty

Adds 24 months to eligible manufacturer or store warranties, up to $10,000/item or the amount charged, whichever is less. Re-added in Nov 2024 after Citi had previously dropped it; no purchase protection exists on this card.

Annual Hotel Credit

$100 off a single hotel stay of $500+ (excluding taxes/fees) booked through Citi Travel, applied automatically at booking; usable once per calendar year.

Purchase Protection

Covers new purchases against theft or damage for 90 days, up to $10,000/incident and $50,000/year -- corroborated by two independent card-review sources; Citi's own PDF could not be retrieved at research time.

Extended Warranty

Adds 24 months to eligible manufacturer warranties, up to $10,000/item -- corroborated by two independent card-review sources; Citi's own PDF could not be retrieved at research time.

Trip Cancellation and Interruption Insurance

Up to $5,000/trip, $10,000/account per 12-month period (2 claims max) for non-refundable prepaid costs -- corroborated by two independent card-review sources; Citi's own PDF could not be retrieved at research time.

Trip Delay Protection

Up to $500/trip (2 claims max per 12-month period) for delays of 6+ hours -- corroborated by two independent card-review sources; Citi's own PDF could not be retrieved at research time.

Lost/Damaged Baggage Protection

Up to $3,000/trip (checked and carry-on combined, 2 claims max per 12-month period) -- corroborated by two independent card-review sources; Citi's own PDF could not be retrieved at research time.

Uber One Free Trial

New or returning Uber One subscribers who link their Apple Card via Apple Pay get 6 months of Uber One free (~$60 value); auto-renews at $9.99/month after the trial ends.

TSA PreCheck / Global Entry Credit

Statement credit of up to $100 when a TSA PreCheck or Global Entry application fee is charged to the card; limited to once every ~4 years.

Trip Cancellation and Interruption Insurance

Up to $2,000 per insured person (cardholder, spouse/domestic partner, and dependent children each individually eligible) for death, injury, illness, or common-carrier financial insolvency.

Trip Delay Reimbursement

Up to $300/ticket (1 claim per covered trip) for a delay of 12+ hours.

Travel Accident Insurance

Accidental death & dismemberment coverage while riding as a passenger on, or entering/exiting, a common carrier: $1,000 (loss of life or 2+ members), $500 (1 member), or $250 (thumb and index finger of the same hand).

Extended Warranty Protection

Adds 1 year to eligible U.S. manufacturer warranties of 3 years or less, up to $10,000/item and $50,000/account.

Cell Phone Protection

Up to $600 per claim for damage to or theft of your cell phone, subject to a $25 deductible, when you pay your monthly cell phone bill with this card.

Auto Rental Collision Damage Waiver

Secondary coverage for damage or theft of a rental car; decline the rental agency's own CDW/LDW and charge the full rental to the card.

Auto Rental Collision Damage Waiver

Up to $50,000 per rental for theft, collision, vandalism, or natural-disaster damage on rentals up to 31 days; must decline the rental company's own collision coverage. Secondary coverage domestically, primary outside the US.

Cell Phone Protection

Up to $600 per claim (max 2 claims / $1,200 per 12-month period, $25 deductible) for damage to or theft of your cell phone, when you pay your monthly cell phone bill with this card. Does not cover lost phones.

Cell Phone Protection

Up to $600 per claim (max 2 claims / $1,200 per 12-month period, $25 deductible) for damage to or theft of your cell phone, when you pay your monthly cell phone bill with this card.

Auto Rental Collision Damage Waiver

Up to $50,000 for theft or collision damage on rentals up to 15 days domestically / 31 days internationally; must decline the rental agency's own collision coverage. Secondary domestically, primary outside the US.

Lost Luggage Reimbursement

Up to $3,000 per trip for baggage lost, stolen, or misdirected during travel.